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Showing posts from September, 2025

Why You Need Insurance for Your Bay Boat

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Owning a bay boat is one of life’s great pleasures. Whether you’re chasing redfish in shallow water, enjoying a family picnic on a sandbar, or testing out your new electronics on a weekend cruise, a bay boat is your gateway to freedom and fun. These boats are designed to handle shallow waters while still being stable and versatile enough to take offshore on calm days. They’re perfect for anglers, families, and anyone who simply loves being on the water. But as every experienced boater knows, the water has a way of throwing curveballs at you. That’s why having proper bay boat insurance is not just smart, it’s essential. It safeguards your wallet, your gear, and your peace of mind, ensuring every trip is focused on fun, not stress. Do You Really Need Bay Boat Insurance? Let’s cut to the chase. Bay boat insurance is not always legally required in the United States. Unlike auto insurance, many states don’t mandate it for recreational boaters. But here’s the kicker: if you finance you...

Leasing vs. Buying a Bay Boat: Pros and Cons Explained

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Owning or leasing a bay boat is one of those decisions that can change your weekends, your vacations, and even the way you think about free time. Bay boats are perfect for anglers, families, and adventurers alike, and choosing how to get one—lease or buy—can feel overwhelming. Both choices come with financial implications, lifestyle considerations, and long-term consequences. This post takes a closer look at the pros and cons of leasing vs. buying a bay boat so you can make a choice that truly fits your life on the water. Why Bay Boats Are So Popular Bay boats are often described as the “do-it-all” vessels of coastal boating. Measuring between 18 and 25 feet, they’re designed with a shallow draft that lets you explore skinny waters where bigger boats can’t go, while still having the stability to run out into nearshore waters. This versatility is what makes them so appealing. They’re equally at home in a saltwater marsh, over a grassy flat, or cruising to a nearby island. From my ...